Home / Guides

Free Guides

UK financial guides, written to actually help

Clear, independent, jargon-free guides on ISAs, pensions, tax, mortgages and budgeting. No products to sell, no agenda, just useful information paired with free calculators.

ISA Guide How Much Should I Invest in an ISA Each Month? There is no single right number, but there is a clear method. Here is how to work out the monthly ISA contribu... Comparison ISA vs Pension: Which Is Better for Retirement? Both are powerful, tax-efficient ways to build wealth, but they work very differently. Here is how to decide w... Investing Basics Compound Interest Explained: Why Starting Early Wins Albert Einstein supposedly called it the eighth wonder of the world. Whether or not he did, compound interest ... Tax Guide Capital Gains Tax on Shares in the UK: A Simple Guide If you make a profit selling shares outside an ISA, you may owe Capital Gains Tax. Here is how it works and ho... Retirement How Much Do I Need to Retire in the UK? The honest answer depends on the life you want and when you stop working. Here are realistic UK numbers for a ... Mortgages Should I Overpay My Mortgage or Invest Instead? It is one of the most common money dilemmas in the UK. The right answer comes down to a simple comparison, plu... Budgeting How to Budget Your Salary in the UK: A Sensible Guide Good budgeting is not about deprivation. It is about putting your money where it does the most good, investing...